What do we do?
Businesses usually come to us with one question: do we need FCA authorisation? In practice there are two separate tests. The first is about operations: whether what the business does is a regulated activity, so that it needs authorisation or an exemption. The second is about marketing: whether the way it promotes itself is a financial promotion that needs approval or an exemption. Passing one test does not clear the other. Why the two tests are separate
Your first call with us is not charged and carries no obligation. It can be by phone, Teams or Zoom. We use it to understand what you do, who your customers are and how you market, and to explain which rules are likely to matter.
Where you need certainty, we introduce you to a solicitor who can give a written legal opinion on whether your activities sit outside the perimeter. The solicitor’s initial scoping call is not charged and has no obligation. If you go ahead, the solicitor quotes before any work starts and charges you directly. How we choose the solicitors we work with
If you are inside the perimeter, we introduce you to specialists who can help with direct authorisation, an appointed representative arrangement or section 21 approval of your promotions.
What do we not do?
- We do not provide our perimeter service under an FCA authorisation. Introvisory Ltd is authorised and regulated by the Financial Conduct Authority (firm reference number 948814). That authorisation is limited to corporate finance business. It does not cover the calls and introductions described on this site.
- We do not give legal advice, and we do not decide whether your business is inside or outside the perimeter. A solicitor’s written opinion does that.
- We do not advise on or arrange regulated products, approve financial promotions or handle client money.
Our guides explain the rules and the factors that usually decide the answer. They are general information, written to help you understand the questions and have a more useful conversation with a solicitor. They are not a substitute for the work a solicitor does. Our regulatory status
How are we paid?
The solicitors and specialists we introduce clients to pay us an introduction fee. That is how we earn our income, and we would rather you heard it from us. You are under no obligation to instruct anyone we introduce you to. The solicitors are independent of us, their advice is their own and they must make sure you know about any referral fee arrangement. How it works from first call to introduction
Part of FinTechReg
Non-Regulated is part of FinTechReg, which helps fintech and financial services businesses with UK regulatory questions. FinTechReg is a member of the Association of Professional Compliance Consultants (APCC). Membership of a professional association is not FCA authorisation, and it does not change what we can and cannot do.
How can you reach us?
Call us on 020 7566 0044, email us or book a call at a time that suits you. Our postal address and other details are on the contact page.